I didn’t check the mail recently

Catching up with the wagon

Here’s why….

I can't imagine the letters at the Post Office are good news.

Dear Wells Fargo…guess  you’re upset about the mortgage and want to take the house.  I don’t blame ya’ll.  I rode on out of there years ago…

with no looking back.

Will Heather use her school loans to pay the mortgage again?  Will John sell more of our martial goods?  What has he sold?  (other than pretty  much everything Heather had)

I saw Heather’s house is up for rent!  Maybe they will move there…

Stay tuned,



Dear John~get over yourself


Catching up with the wagon


Dear John,

Guess who called today?  Wells Fargo.  They said they spoke to you earlier.

So what kind of explanation did you give them for not paying the $2770 due on the mortgage?  I was just shocked it wasn’t paid, but apparently they have been calling on a regular basis.  I don’t take calls while I’m in class so I guess they missed me.  I did have a message from they yesterday.

They asked me why it wasn’t paid and I couldn’t give a good reason.  I told them you were taking a vacation and I didn’t realize the mortgage was behind.  I also let them know I didn’t live there, wasn’t allowed in the property and had no intentions of ever living there again.  Oh, and my income is the $185 I get from you every other week.

How can you insist that everything is alright with the house if the mortgage company keeps calling??  You told the judge there was “no problems” with the mortgage.



P.S.  Any clothes with any black magic marker inside will automatically be returned.  I don’t understand Heather’s attempt at trademarking Tesla’s clothes.


Dear John VIIII


Catching up with the wagon


Dear John,

I had a free moment to look over the balances of our mortgages.  Way to freaking go with making up those payments.  It’s like a freaking miracle occurred!  I’m familiar with miracles as I’ve experienced many in my life.  Some are great, some are good and some just don’t affect me, but are amazing none the less.

So Wells Fargo has backed off with the foreclosure notices.  Sweeeeeeet news!!  I’m feeling good about not getting all the notices of for coming doom in the ownership of our house.  This means things are going good in life for you, at this time, and that makes Tess happy, which makes me happy.

What’s not going to make me happy is if your income doesn’t show the realistic figures to match having the ability to make these payments.  You know what I mean dear.  That problem I tried to tell you about again and again.  The numbers need to make sense.

If you are making enough to pay almost $17,000.00 to our mortgage companies in 3 months, the numbers better add up because my forensic account, Helen O’Planick is patiently waiting to testify about your bookkeeping methods.

Anyway, great job John!!!

Now about those payments on the four-wheelers, credit cards, and Mercedes loan…..

Just touching base with you and Wells Fargo,



Not horsing around

Wells Fargo Home Equity Solutions sent me a very sincere letter apologizing for the denial of a home equity modification I applied for.

Holy shit!  I didn’t even know I was applying for a home equity modification!  What the hell is Jhole trying to do now?

According to Beverly, Wells based this denial on the following reason: Based on their review of the current financial documentation you provided, your current income is unable to support a modified payment of the existing account at this time.

I’d claim to be surprised, except I was just at domestics with the hubby.  He boo-hooed about how bad business has been and the documentation he provided backed it up.  I wonder how well documentation will stand up during an audit?  Hmmm,  I really question some figures for the business he provided to domestics. 

 If your situation ever changes, we may be able to reconsider qualifying you for a modification.

I just don’t see this situation changing.  I hate to be negative but, if the first mortgage is 4 months behind, is there a possibility of ever qualifying?  Besides, I don’t want to remortgage! 

If there is a change in your employment or income, please call us right away…

Dear Beverly at Wells Fargo Bank,

   Please do not hold your breath for this call.  While your hours of service offer incredible opportunities to give you a ring, there is no money in my pocket going jing-a-ling-ling.

Pitifully indebted to you,


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